Walgreens is one of the most recommended pharmacy chains in the United States. It offers diverse health and wellness-related services such as urgent care centres, flu and immunisation shots, hearing and vision tests, etc. Currently, Walgreens has over 10,000 stores in the U.S.
However, it has come to people’s notice that medicines and services at Walgreens are comparatively more expensive than other pharmacy chains. Hence, you can benefit from your existing health insurance and use it in Walgreens chains. What insurance does Walgreens accept for vaccines, prescriptions, and others?
If you have the same query, then this guide is for you. So, prepare yourself with the required insurance papers and others for your next visit to Walgreens.
A Quick Intro to Walgreens
What insurance does Walgreens accept for prescriptions, vaccines, and flu shots? Before learning this, you should be aware of what Walgreens is and what services it provides. So, Walgreens is a pharmaceutical company in the United States.
Established in 1901, Walgreens has become one of the leading pharmacy chains. It’s the second-largest drugstore in the U.S., right after CVS. Walgreens stores are available in all 50 states, including the following:
- Virgin Islands
- The District of Columbia
- Puerto Rico
In addition, Walgreens provides financial and personal services apart from selling merchandise. The following items are available at Walgreens stores:
- Health and wellness products
- Beauty
- Insurance plans
- Prescription drugs
- Photo printing and so on
Furthermore, Walgreens was one of the first companies to develop group health insurance policies in 1929. Since Walgreens offers a wide range of products under one roof, people like to shop from here. Additionally, they can get fair prices for health and beauty products.
What Insurance does Walgreens Accept?
Walgreens accepts multiple insurance policies from different companies. For example, Walgreens accepts the following insurance companies regularly:
- Medicaid
- Medicare
- Humana Choice
- National Preferred Provider Network
- United Healthcare and so on
Walgreens accepts all the insurance policies issued by the U.S. government. Apart from this, Walgreens offers consultations with their respective on-site pharmacies in case you have queries about your medical plan coverage, prescriptions, and others.
What insurance does Walgreens accept? Fortunately, Walgreens accepts multiple types of insurance coverage, such as Prescription Drug Plans, Medicare Part B, etc. Do you own insurance that Walgreens can accept? Here is the complete list.
List of Insurance Accepted by Walgreens
Let’s find out by reviewing the entire list of insurance accepted by Walgreens:
- Home State Health Plan Medicaid (HMO)
- HFN
- Multiplan (PPO)
- Tri-Care
- Meridian of Illinois (HMO) Medicaid
- Molina of Illinois (HMO) Medicaid
- United Healthcare (HMO, Options PPO, POS) Midwest Commercial
- USA Managed Care Organisation (PPO)
- Private Health Care System (PHCS) (PPO)
- National Preferred Provider Network (PPO)
- United Healthcare Medicare Advantage ( Care Improvement Plus, AARP Medicare Complete, Medicare Solutions)
- Phelps County Employee Benefit Plan
- Phelps County Memorial Hospital
- Comp Results (PPO) (Work Comp)
- Great-West (PPO, HMO, and OAP)
- CorVel Corporation (PPO) (Work Comp)
- Coventry National (PPO)
- Coventry Care Link HPN (Market Place Product)
- CCO, Inc. (Employee compensation and PPO)
- Coventry Health Plan of Missouri (POS, PPO, HMO, ASO)
- Evolutions Healthcare System (PPO)
- Coventry Total Care (Medicare Advantage Narrow Network)
- First Health (PPO)
- Galaxy Health Network (PPO)
- SSM Health St. Louis Employee Benefits Program (Exclusive Choice)
- Humana Choice Care & Choice PPO (Medicare Advantage)
- Anthem Blue Cross and Blue Shield
- Three Rivers Provider Network (PPO)
- Advanta (Coventry’s Medicare Advantage HMO PPO)
- Gold Advantage (Coventry Medicare Advantage HMO)
- Aetna Inc. (PPO and employee compensation)
- Three Rivers Provider Network (PPO)
- Harmony Health Plan of IL (Medicaid HMO)
- WellCare HMO (Medicare Advantage)
Insurance Coverages that Don’t Provide All-Inclusive Benefits
What insurance plans does Walgreens accept? The above-mentioned policies are accepted by Walgreens. However, we can’t say the same for the below-listed insurance policies. They don’t offer all-inclusive benefits at Walgreens. So, take a look to be on the safe side:
- Coventry Focussed Care HPN
- Cigna Connect Network
- Humana Gold Plus HMO (Medicare Advantage)
- Essence (Medicare Advantage)
- Molina of Illinois (Walgreens’ services are out of network for Missouri only)
- Harmony of Illinois (Walgreens’ services are out of network for Missouri only)
- United Healthcare – All Compass Products
- Missouri Care (Medicaid HMO)
- Humana Gold Choice PFFS (Medicare Advantage)
- Meridian of Illinois (Walgreens’ services are out of network for Missouri only)
How Can You Ensure that Your Insurance Will Cover the Prescription?
A medical emergency can happen at any time and out of the blue. What insurance does Walgreen accept for prescriptions? This query might puzzle you. So, finding out what insurance can cover your medical expenses and medication is important. It might appear simple, but you might find it challenging if you are just a beginner.
After all, prescription drugs can be expensive. Reportedly, overall prescription drug prices have increased by over 10% each year in the last 15 years, and still, it’s counting.
The prime issue is that countless insurance policies are available, and so are medications and their different categories. Every health insurance plan can differ from one another. That’s why you must conduct fruitful research before purchasing your insurance plan.
Additionally, you must check whether it can cover your medication and prescription drugs. Most people often don’t realise that prescription drug coverage is a separate policy and might not be part of their main insurance plan.
So, here’s what you can do to understand what your insurance covers and what prescription medication is present there:
- Contact your insurance company to identify what’s included and what’s not.
- Additionally, find out how much you need to pay for your medication and what is under a co-pay.
- Furthermore, you might want to check with your physician whether you require alternatives to the prescribed medication. Some medications might not be covered under the insurance, so your physician might change them.
- If you don’t have insurance, consult with financial counsellors at the respective hospital.
On the other hand, your Medicare or Medicaid plans can cover your hospital stay, depending on your plan.
Why do People Prefer Walgreens over Anything Else?
People from the Midwest find Walgreens more beneficial than other pharmacy chains. What insurance does Walgreens accept? This question has been trending since Walgreens offers lots of amenities, such as:
- Customers can get their prescriptions filled. In addition, Walgreens treats customers correctly with loyalty programs and a bag of chips.
- Walgreens offers fairly priced drugs and medications.
- Moreover, customers admire Walgreens’ amicable assistance and service.
- Customers can order medicines from Walgreens’ online store.
- It’s easy to deliver your medicines with free returns and shipping on orders over $25.
Final Words…
So, what insurance does Walgreens accept? As you can see, Walgreens accepts numerous insurance providers without any drama. In addition, the company accepts most major health insurance plans from United Healthcare and Humana Choice.
On the other hand, keep the complete list handy in case you need it shortly. You can ask your insurance provider whether Walgreens accepts their plans. Or else you must find a new pharmacy to take advantage of your health insurance.