Macy’s is one of the largest department stores in the United States, offering a wide variety of merchandise from clothing and accessories to home goods and electronics. Macy’s also offers a credit card that provides cardholders with a number of benefits, including exclusive discounts and offers, free shipping on orders over $25, and the ability to earn points and Star Money for every purchase.
Let’s get to the depth and understand how to apply for a Macy’s Credit Card.
Benefits of Applying for a Macy’s Credit Card
There are many benefits to applying for a Macy’s credit card, including:
- Receive up to 25% off today and tomorrow – New Macy’s credit cardholders can receive up to 25% off their purchase the day they are approved and the following day.
- Earn points and Star Money for every purchase – Macy’s credit cardholders earn points and Star Money for every purchase they make at Macy’s, Macy’s Backstage, and macys.com. Moreover, points can be redeemed for merchandise, gift cards, or statement credits. Star Money can be redeemed for merchandise at any Macy’s store or online.
- No annual fee – There is no annual fee for the Macy’s credit card.
- Exclusive offers and discounts for cardholders – Macy’s credit cardholders receive exclusive offers and discounts on merchandise throughout the year.
Applying for a Macy’s Credit Card
There are two ways to apply for a Macy’s credit card
- Online
- In-store
Online application process:
Here are the steps that you need to follow:
- Go to the Macy’s credit card application page on the Macy’s website.
- Enter your personal information, including your name, address, Social Security number, and date of birth.
- Provide information about your employment and income.
- Review the terms and conditions of the credit card and submit your application.
In-store application process:
Here are the steps that you need to follow:
- Visit a Macy’s store and ask a customer service associate for a credit card application.
- Complete the credit card application and return it to the customer service associate.
- The customer service associate will process your application and let you know if you have been approved.
Required information and qualifications
To apply for a Macy’s credit card, you must be at least 18 years old and have a valid Social Security number. You must also have a verifiable income and a good credit history.
Obtaining Your Card
Once you have been approved for a Macy’s credit card, you should receive your new card within 7-10 business days. Moreover, you will need to activate your card before you can start using it.
Possible approval or denial
If you have a good credit history, you are likely to be approved for a Macy’s credit card. However, if you have a poor credit history, you may be denied. If you are denied, you can try to improve your credit history and reapply for the card in the future.
Activation process
To activate your Macy’s credit card, you can call the number on the back of the card or visit the Macy’s credit card website. You will need to provide your account number and activation code.
Card usage and responsibility
Once your Macy’s credit card is activated, you can start using it to make purchases at Macy’s, Macy’s Backstage, and macys.com. You should use your credit card responsibly and make all of your payments on time.
In Conclusion
Applying for a Macy’s credit card can be a great way to save money on your purchases and earn rewards. The application process is quick and easy, and there is no annual fee. Moreover, if you have a good credit history, you are likely to be approved for a Macy’s credit card.
